Common and Unusual Photography Insurance Claims
Posted: January 25, 2024
Welcome back to the APA Insurance blog. Today we are talking about the insurance claims that have plagued many a commercial photographer. Well, on the less eccentric side of things, imagine a high-profile fashion shoot where the photographer's expensive lighting equipment got knocked over by a model doing an unexpected interpretive dance. Insurance could cover the cost of replacing those delicate lights. Then there's the...
Life Insurance for Photographers
Posted: January 15, 2024
Welcome back to the APA Insurance blog. Today we are talking about a topic most people don’t like to discuss…life insurance. Actually 45% of Americans don’t carry ANY life insurance which can be catastrophic to their business and family. Income Protection: As a commercial photographer, your income may fluctuate, and it's essential to ensure that your life insurance coverage reflects your earning potential....
New Year...Review your Photographer Insurance
Posted: January 8, 2024
Welcome back to the APA Insurance blog! Today, I want to shed some light on a topic that might not be as glamorous as capturing the perfect sunset or nailing that elusive portrait, but it's equally important: insurance coverage for photographers. Picture this: You're on a photo shoot, capturing magical moments, when suddenly disaster strikes. Your expensive camera takes a tumble, or worse, someone gets...
Weighing the Benefits of Worker's Comp
Posted: December 7, 2021
Weighing the Benefits of Worker’s Comp What began as the Federal Employers Liability Act in 1908 to protect railroad workers in the event of injury inspired the realization of state-based Worker’s Compensation laws throughout the nation. Designed to serve as a safeguard for businesses and their employees alike, Worker’s Compensation Insurance can act as a safety net from potential financial ruin in the event of...
5 Reasons to "Level Up" Your APA Membership
Posted: November 9, 2021
With Multiple Levels from Which to Choose, Several Benefits Make It Easy to Select the Membership Level That’s Right for You. There’s a great deal of prestige that comes with being a member of the American Photographic Artists (APA) – which could be yours for just $50 a year at the Contributor Level. While this base level will afford you access to a virtual APA...