Why Pro Photographers Need Workers’ Comp Insurance
Posted: May 8, 2018
Many photographers often neglect thinking about workers' comp or simply assume it is already included in their Business Owners/Liability policy… but think again. How does it work: Workers' Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of...
Photography: It's A People Business
Posted: September 30, 2015
A very large part of the photography business involves interacting with people. It's all about pleasing your clients and making sure they are getting what they want. On a day to day basis you are going to meet with people and either figure out what you can do for them or actually take the pictures. If you're photographing people there is a lot of importance on...
6 Common Business Mistakes That Professional Photographers Make
Posted: September 10, 2014
The difference between a great photographer and a good photographer is all about the craft. But the difference between a successful photographer and a.... well, not so successful photographer, is all about business and logistics. Professional Photographers face many challenges that are just “part of the business,” but by being aware of the most common mistakes that many photographic artists make, you are more likely...
Photography Umbrella Insurance: Who Needs It?
Posted: October 21, 2012
The experts at Hilb Group work to provide each photographer with a custom insurance plan tailored to his/her needs. Our agency understands that each photographic artist is different and engages in different risk exposures. It’s important your agent acknowledges this—otherwise, you may be paying for coverage that doesn’t necessarily pertain to you, and blindly conducting operations without the coverage you NEED! Photography Umbrella Insurance is...
Don't Count on Your Home Insurance Policy for Coverage!
Posted: June 12, 2012
Do you run your photography business from home? Don’t be fooled into thinking that your home insurance policy is providing you with the appropriate coverage. According to a survey conducted for the Independent Insurance Agents & Brokers of America, a trade association suggests 40 percent of people who work from home thought incorrectly about their homeowners’ coverage.* “The typical home insurance policy provides zero coverage...