Common and Unusual Photography Insurance Claims
Posted: January 25, 2024
Welcome back to the APA Insurance blog. Today we are talking about the insurance claims that have plagued many a commercial photographer. Well, on the less eccentric side of things, imagine a high-profile fashion shoot where the photographer's expensive lighting equipment got knocked over by a model doing an unexpected interpretive dance. Insurance could cover the cost of replacing those delicate lights. Then there's the...
New Year...Review your Photographer Insurance
Posted: January 8, 2024
Welcome back to the APA Insurance blog! Today, I want to shed some light on a topic that might not be as glamorous as capturing the perfect sunset or nailing that elusive portrait, but it's equally important: insurance coverage for photographers. Picture this: You're on a photo shoot, capturing magical moments, when suddenly disaster strikes. Your expensive camera takes a tumble, or worse, someone gets...
Insurance Claims Examples for Professional Photographers: What is What?
Posted: February 8, 2019
Insurance Claims Examples for Professional Photographers: What is What?I find that giving my clients examples is the best way to teach them how photography insurance works. Here are the three most important policies I issue on the regular: 1.) Equipment, 2.) Liability and 3.) Errors & Ommissions. Below are some claims situations that shed light on what exactly your policy protects you against: Equipment Example 1: You get on a plane and put...
Photoshoot Liability: What are the risks?
Posted: August 28, 2018
Photoshoot Liability: What are the risks?Professional photographers are hired for two things: 1.) make the client happy and 2.) produce stunning imagery. To achieve these goals, they select things they can control such as the photoshoot location, props, camera angles and editing. While there are several things photographers can control, it's important to remember the hidden elements that many forget to consider. This is where APA Insurance Services comes in...