Coverage for the “Stuff” Professional Photographers Own, Beyond Just Camera & Photography Equipment
May Include Coverage For:
You’ve Worked Hard For It. Let’s Protect It.
Business Personal Property Coverage protects you and your photography business from the costs associated with physical loss or damage to business equipment, furniture, fixtures, office furnishings, wardrobe, props, sets, portfolios.
If you’re a family portrait photographer, for example, you may have a large investment in assets that don’t include camera equipment. You may have an entire storage room filled with props for children, backgrounds for newlyweds, or fixtures for graduating high school seniors.
Or, if you specialize in commercial product photography, you may have invested in several light boxes, different sizes of display tables and various backgrounds that perfectly emphasize print and product features. Over time, it isn’t uncommon for photographers to accrue a large financial investment in these types of assets; and without proper coverage, it could be an unrealized (and potentially devastating) exposure if something were to happen.
Additionally, many professional photographers, especially over time, will accrue a collection of office equipment to facilitate their day-to-day operations. Even when it doesn’t seem like much, it may surprise you when taking a minute to imagine the cost of replacing it ALL at once.
A professional photographer’s property is by no means limited to the gear he/she uses for a shoot. Theres a lot of “stuff” behind the scenes, in the pictures or in the office that shouldn’t be forgotten. As a leading provider of photography insurance solutions, we are proud to offer a coverage solution to help photographers protect their camera and business personal property.