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Read what satisfied customers have said about APA Insurance Services.
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... has been tireless in full-filling my needs, many of them last minute.Elliot, Fort Collins, CO
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Great customer service. Also helped me reduce my costs when I needed to whileViroqua, WI
J
Knowledge of my specific industry. Commercial photography is a unique businessWashington, DC
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. I highly recommend going with APA Insurance ...Liz S., San Francisco, CA
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Their pricing was excellent too, I highly recommend them!Scott D., Port Chester, NY
It made the process go so smoothly.Eric S., Georgia
Quick to respond...Brian W., New York, NY
They do a great job and are knowledgeable of our photography industry.Joe G., Georgia
She most recently saved me several hundreds of dollars...Rob M., Georgia
Would highly recommend her.Donald B., Georgia
Quotes From Multiple Companies
Your National Independent Insurance Agency, Serving Photographers from New York to California
APA Insurance Services specializes in general liability, equipment, and worker's comp insurance.
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Camera Equipment Insurance
Camera Equipment Insurance
Protect your photography gear, whether it's owned/rented camera gear or professional equipment.
Workers’ Comp
Insurance
Provides benefits to employees for work related illnesses regardless of who is at fault.
Business Personal PropertyBusiness Personal
Business Personal
Property
Protects you for things like equipment, fixtures, wardrobes, props, portfolios, etcetera.
Business Income
Coverage
Protects you for things like rent, lost income, utilities, payroll, relocation, and many more.
Errors and Omissions Insurance (Professional Liability)Errors & Omissions
Errors & Omissions
Insurance
Addresses the financial impact of a professional photographer’s error or omission.
General Photography Liability Insurance
General Liability Insurance
Protects you and your business against third party claims of bodily injury and property damage.
APA Blog
Workers Comp Explained and Why It's Important For Your Photography Business
Workers Comp Explained and Why It's Important For Your Photography Business
Posted: June 27, 2019
Hey Photographers, Let's talk Workers Comp!This coverage will provide benefits, as specified by state law, to employees (freelancers subcontractors) for work related illnesses regardless of who is at fault. Typical covered expenses include medical expenses, healthcare costs, disability income benefits and death benefits. Please note most personal health/medical insurance policies do not cover work related injuries. If you have anyone working under your supervision/discretion and they... Read Article
Insurance Claims Examples for Professional Photographers: What is What?
Insurance Claims Examples for Professional Photographers: What is What?
Posted: February 8, 2019
I find that giving my clients examples is the best way to teach them how photography insurance works. Here are the three most important policies I issue on the regular: 1.) Equipment, 2.) Liability and 3.) Errors & Ommissions. Below are some claims situations that shed light on what exactly your policy protects you against: Equipment Example 1: You get on a plane and put... Read Article
Happy Holidays From APA!
Happy Holidays From APA!
Posted: December 20, 2018
At the beginning of this holiday season, APA Insurance Services would like to thank our clients, colleagues, and friends for their continued support. Thank you for your business, your unwavering confidence, and your loyalty through the years. On a personal note, I'd like to take a minute to say how thankful I am to work with such amazingly talented photographers every day. I am glad... Read Article