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Auto Physical Damage Insurance for Photographers
Hired and Non-Owned Auto Liability Insurance protects your business from the potential liability claims (bodily injury or property damage) while using hired or non-owned vehicles for business purposes. Auto Physical Damage, on the other hand, insures against material damage to the vehicle being used for commercial purposes– including collision, vandalism, fire and theft.
Commercial is defined as all motor vehicle policies that are used in connection with business, commercial establishments, activity, employment, or activities carried on for gain or profit.