Insurance Claims Examples for Professional Photographers: What is What?
Posted: February 8, 2019
I find that giving my clients examples is the best way to teach them how photography insurance works. Here are the three most important policies I issue on the regular: 1.) Equipment, 2.) Liability and 3.) Errors & Ommissions. Below are some claims situations that shed light on what exactly your policy protects you against: Equipment Example 1: You get on a plane and put... Read Article
Visit APA at Booth 156 - PhotoPlus Expo 2018 NYC!
Posted: October 24, 2018
Hey photographers and industry professionals, Be sure to stop by booth 156 at PhotoPlus Expo for some awesome giveaways and a chance to win hundreds of dollars in gift cards to B&H Photo! As always, our team will be there to answer any questions you may have regarding your current photographer's insurance policy or guide you in choosing a new policy(ies) for your photography business.... Read Article
Photoshoot Liability: What are the risks?
Posted: August 28, 2018
Professional photographers are hired for two things: 1.) make the client happy and 2.) produce stunning imagery. To achieve these goals, they select things they can control such as the photoshoot location, props, camera angles and editing. While there are several things photographers can control, it's important to remember the hidden elements that many forget to consider. This is where APA Insurance Services comes in... Read Article
Are You A Photographer Experiencing Higher Insurance Premiums? đź’¸
Posted: June 14, 2018
At APA Insurance Services, our sole focus is to work with pro photographers to shop the best rates and coverage for their business. Recently, I have seen a growing trend of rate increases for photographers for no particular reason, especially coming from those insured with other association-based insurance programs. This is where it’s important for photographers to know their options. There are a multitude of... Read Article
Why Pro Photographers Need Workers’ Comp Insurance
Posted: May 8, 2018
Many photographers often neglect thinking about workers' comp or simply assume it is already included in their Business Owners/Liability policy… but think again. How does it work: Workers' Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of... Read Article