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Category: Photography Insurance

The Certificate that Opens More Doors for Photographers

Posted: March 15, 2021

More and more photographers are learning – as they establish and grow their businesses – that a Certificate of Insurance (COI) is a must-have tool to have tucked inside one’s mobile studio toolbox. Much like showing your auto insurance card when renting a car, a Certificate of Insurance is often required when renting photography equipment for a big shoot or renting a space in which...

PhotoPlus Expo 2019 with APA Insurance!

Posted: November 4, 2019

This weekend, APA Insurance Services attended PhotoPlus Expo, the largest photography conference in North America, at the Javits Center in New York City. This is one of our favorite events of the year as we get to spend time networking with our insureds and wandering around the vast halls admiring the latest and greatest gadgets and artistry of the photography industry. Over 250 vendors were...

Workers Comp Explained and Why It's Important For Your Photography Business

Posted: June 27, 2019

Hey Photographers, Let's talk Workers Comp!This coverage will provide benefits, as specified by state law, to employees (freelancers subcontractors) for work related illnesses regardless of who is at fault. Typical covered expenses include medical expenses, healthcare costs, disability income benefits and death benefits. Please note most personal health/medical insurance policies do not cover work related injuries. If you have anyone working under your supervision/discretion and they...

Insurance Claims Examples for Professional Photographers: What is What?

Posted: February 8, 2019

I find that giving my clients examples is the best way to teach them how photography insurance works. Here are the three most important policies I issue on the regular: 1.) Equipment, 2.) Liability and 3.) Errors & Ommissions. Below are some claims situations that shed light on what exactly your policy protects you against: Equipment Example 1: You get on a plane and put...

Visit APA at Booth 156 - PhotoPlus Expo 2018 NYC!

Posted: October 24, 2018

Hey photographers and industry professionals, Be sure to stop by booth 156 at PhotoPlus Expo for some awesome giveaways and a chance to win hundreds of dollars in gift cards to B&H Photo! As always, our team will be there to answer any questions you may have regarding your current photographer's insurance policy or guide you in choosing a new policy(ies) for your photography business....