When A Great Photography Insurance Agent Makes All the Difference
Posted by APA Insurance Services on
Successful photographers have a knack for turning an interested prospect into a paying client. APA Insurance Services understands that when a job opportunity depends on your ability to promptly provide proof of insurance, you’re only as good as your agent!
As APA National’s preferred photography insurance provider, APA Insurance Services is committed to making insurance as painless and efficient as possible. Our sense of urgency is demonstrated with our complimentary 24-hour–or less–insurance certificates turnaround!
Today’s photography contracts are becoming increasingly demanding when it comes to insurance requirements. Two of the most common contract requirements include proof of Photographers General Liability Insurance and Photographers Professional Liability Insurance (also known as Photographers E&O coverage).
Proof of Photographer’s General Liability Insurance provides your prospective client the reassurance that you’ll be covered in the event of damage to someone else’s property or bodily injury to a third party while performing job-related tasks. For example, if a model trips over your gear during a shoot, your business could be liable. A General Liability Policy can cover defense costs and damages up to your policy limit.
Proof of Photographer’s Professional Liability Insurance, on the other hand, proves that claims of negligence are likely to be covered (even if you never made a mistake!). Did you mis-schedule a shoot? Are you facing a lawsuit from a dissatisfied client? Both of these scenarios can be covered by Photographer’s E&O coverage, up to your policy limits.
Because every contract, client and photographer is different, APA Insurance Services provides various other coverage options to cover the unique exposures of your photography operations—including everything from a business owner’s policy, to workers’ compensation coverage, and more!
We welcome you to request a Photography Insurance Quote online today! Or speak with our photography insurance expert, Karen Stetz, directly by calling 678.822.0150. Visit www.apainsuranceservices.com for more information regarding our agency and coverage options!
Disclaimer: The content of this blog is provided for informational purposes only. It is not intended nor should it be viewed as legal advice. No one should act or refrain from acting on the basis of any information in this website without seeking the appropriate professional counsel on his or her particular circumstances. Additionally, no one should secure or dismiss insurance coverage on the basis of any information in this website without seeking an appropriate professional counsel on his or her particular circumstances. Although every effort is made to provide accurate and useful information, APA Insurance Services, Inc. or any third party contributor assumes no legal liability for the accuracy, completeness, or usefulness of any information disclosed on this site.