What would you do if your hard-drive crashed and you lost a client’s wedding photos? What if your camera stopped working during the cake-cutting ceremony at your client’s reception? What if you were sued to recreate a wedding because your client was unsatisfied with the final images?
The New York Times article, ”Years Later, Lawsuit Seeks to Recreate a Wedding,” not only became one of the industry’s most buzz-worthy headlines last November, but it also emphasized the fact that risk-avoidance—even long after an assignment is complete—is never guaranteed.
Regardless of the legal outcome and/or the legitimacy of claims made against you, APA Insurance Services’ Photographers Professional Liability Insurance, also known as Photographers Errors and Omissions Insurance, is designed to protect photographers from allegations of professional negligence or failure to perform professional duties. This coverage is intended to pay for costly legal defense in addition to damages that result from a lawsuit.
Unfortunately, accidents happen to even the most responsible and professional photographic artists. While there are ways to minimize the likelihood of a photographer’s misfortune, there is no way to entirely eliminate the risk. Furthermore, it’s important to realize the end of a photography assignment does not always signify the closing of a photographer’s risk exposure.
APA Insurance Services specializes in providing photographic artists with customized and reliable coverage solutions that directly relate to the needs of professional photographers, making it easy for photographers to secure the right insurance for less!
Request a FREE Photography Insurance proposal of cost and coverage by visiting our website at www.apainsuranceservices.com! Or, speak with our leading photography insurance expert, Karen Stetz, directly at 678.822.0150!
APA Insurance Services is the exclusively endorsed insurance provider of APA National. We are proud to be the exclusively endorsed insurance provider of APA National! APA Insurance Services provides complimentary 24-hour certificate turnaround and discounts for APA members nationwide!
APA Insurance Services are proud to be the exclusively endorsed insurance provider of APA National! Our agency provides complimentary 24-hour certificate turnaround and discounts for APA members nationwide!
Disclaimer: The content of this blog is provided for informational purposes only. It is not intended nor should it be viewed as legal advice. No one should act or refrain from acting on the basis of any information in this website without seeking the appropriate professional counsel on his or her particular circumstances. Additionally, no one should secure or dismiss insurance coverage on the basis of any information in this website without seeking an appropriate professional counsel on his or her particular circumstances. Although every effort is made to provide accurate and useful information, APA Insurance Services, Inc. or any third party contributor assumes no legal liability for the accuracy, completeness, or usefulness of any information disclosed on this site.