Regardless of whether you are an amateur or a pro photographer, make it a priority to keep a current spreadsheet and set of photos of everything related to your photography operations. Let’s face it, photography equipment isn’t cheap and it’s worth spending the time to keep an updated file of everything you own so nothing slips through the cracks!
Our photography insurance experts have assisted many clients with claims, and this documentation can be your best defense when it comes to proving ownership and loss. There are times when you’re only as good as your records—and 30 minutes dedicated to improving the accuracy of those records could save you 1,000s!
Your “photography equipment schedule” (as we often call it) should detail replacement costs, brand name, serial numbers, quantity, add-ons and all accessories (like memory cards!) of ALL the equipment you use in your photography operations. The more detailed you are, the better off you will be in the event of an accident!
A photograph of your current equipment is an added “security blanket” when it comes to proving ownership/loss. It can also help to identify items if your list is extensive or you need to double-check a listing.
So, there are 1440 minutes in a day. Can you take thirty minutes to begin (or update!) your equipment schedule, for your own sake?
As always, our agents seek to provide the RIGHT insurance for photographers at the BEST price possible! Call us today or Request a FREE proposal online. We’ll be happy to provide you with a custom proposal of cost and coverage.
Download APA Insurance Services’ equipment schedule template here:
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