A Photographer’s Risk Exposure – How protected are you?
Posted by APA Insurance Services on
Imagine this scenario: Your shoot is going well. The client loves your work, your team collaborates like a well-oiled machine and than this: An elderly woman trips over your gear during a location shoot and lands in the hospital with a broken hip? Or, your 6-year-old talent accidentally touches a hot light and becomes injured on your set. These are not just hypothetical scenarios; these are real incidences and risks you face as a professional photographer every single shooting day.
Interactions with talent, crew and clients mean an increased risk exposure. Especially client relationships are very important to the success of your photography business. Whether clients are attending meetings at your office or you’re in the middle of a production shoot, accidents can—and do—happen to them, too.
Simple things like taping cords, marking potential hazards and designing safe sets will minimize your exposure. These tips are just some of the many benefits you will receive from an APA General Liability policy. The biggest nightmare of any photography professional however is how to pay expensive medical bills of an accident that is related to YOUR operations?
APA Insurance Services’ General Liability policy will protect you from both “injuries” you cause to other people and/or “damage” you cause to property you do not own. Did you know that with as little as $500 annually, you can secure up to $2 million of liability coverage?
APA’s photography insurance experts understand the individual exposures you and your business face. Thus, we specialize in providing custom coverage tailored to fit your insurance needs.
What are you waiting for? Call or email Karen Stetz your APA Insurance Services go-to specialist and request your FREE Photographers Insurance proposal today at 678.822.0150 or Karen@apainsuranceservices.com.
We are proud to be the exclusively endorsed insurance provider of APA National! We provide discounts for all APA members and complimentary 24-hour certificate turnaround!
Disclaimer: The content of this blog is provided for informational purposes only. It is not intended nor should it be viewed as legal advice. No one should act or refrain from acting on the basis of any information in this website without seeking the appropriate professional counsel on his or her particular circumstances. Additionally, no one should secure or dismiss insurance coverage on the basis of any information in this website without seeking an appropriate professional counsel on his or her particular circumstances. Although every effort is made to provide accurate and useful information, APA Insurance Services, Inc. or any third party contributor assumes no legal liability for the accuracy, completeness, or usefulness of any information disclosed on this site.