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		<title>Photography Insurance: BODY IN MOTION Contest</title>
		<link>http://www.apainsuranceservices.com/2012/05/08/photography-insurance-body-in-motion-contest/</link>
		<comments>http://www.apainsuranceservices.com/2012/05/08/photography-insurance-body-in-motion-contest/#comments</comments>
		<pubDate>Tue, 08 May 2012 20:47:02 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
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		<description><![CDATA[As your Photography Insurance experts, we make it our mission to not only protect your business with the RIGHT coverage as a professional photography insurance client, but also pass along news that is relevant. Thus, we are happy to share a “Body in Motion” contest sponsored by Profotio.com. $600.00 in cash prizes will be awarded. The [...]]]></description>
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		<title>Do Independent Contractors Need Workers’ Comp?</title>
		<link>http://www.apainsuranceservices.com/2012/04/13/do-independent-contractors-need-workers-comp/</link>
		<comments>http://www.apainsuranceservices.com/2012/04/13/do-independent-contractors-need-workers-comp/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 18:34:40 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
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		<description><![CDATA[Do you have an independent contractor working for you? Are you at risk of a lawsuit if that independent contractor is injured on the job? Workers&#8217; Compensation regulations have opened the door for lawsuits. Contrary to popular belief, you CAN be held liable if a 1099 contractor does not meet certain working requirements. New regulations make a [...]]]></description>
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		<title>&#8220;Cover&#8221; your Bases: Basic Marketing Tips for Photographers</title>
		<link>http://www.apainsuranceservices.com/2012/04/03/cover-your-bases-basic-marketing-tips-for-photographers/</link>
		<comments>http://www.apainsuranceservices.com/2012/04/03/cover-your-bases-basic-marketing-tips-for-photographers/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 19:16:23 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
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		<guid isPermaLink="false">http://insurance.brightfiregroup.com/apainsuranceservicescom/?p=1153</guid>
		<description><![CDATA[Your photography insurance experts at APA Insurance Services bring this presentation of Photography Marketing Tips! We encourage you to take a look and see what techniques you&#8217;ve got &#8220;covered,&#8221; or what you&#8217;re not currently taking advantage of. Marketing is all about the &#8220;big picture&#8221; and sometimes a refresher will ensure that you&#8217;re covering your bases. [...]]]></description>
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		<title>Copyright Guide for Photographers</title>
		<link>http://www.apainsuranceservices.com/2012/03/26/copyright-guide-for-photographers/</link>
		<comments>http://www.apainsuranceservices.com/2012/03/26/copyright-guide-for-photographers/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 18:25:38 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://insurance.brightfiregroup.com/apainsuranceservicescom/?p=1147</guid>
		<description><![CDATA[ APA&#8217;s photography insurance professionals know that Copyrights can be very valuable (if not the most valuable) assets belonging to a professional photographer. Yet, in the days of social media and online photo sharing, it’s becoming more and more difficult to determine what qualifies as copyright infringement. The Copyright Act of 1976 made it very clear that [...]]]></description>
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		<title>Photography Insurance: Unique Exposures Require Custom Coverage</title>
		<link>http://www.apainsuranceservices.com/2012/03/26/photography-insurance-unique-exposures-require-custom-coverage/</link>
		<comments>http://www.apainsuranceservices.com/2012/03/26/photography-insurance-unique-exposures-require-custom-coverage/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 17:38:02 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
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		<guid isPermaLink="false">http://insurance.brightfiregroup.com/apainsuranceservicescom/?p=1143</guid>
		<description><![CDATA[APA Insurance Services provides insurance solutions exclusive to the needs of professional photographers. Yes, a photographer can secure “coverage” with any insurance agent. However, the concern is: Is it the right coverage? APA’s Insurance experts understand the exposures photographers face in their everyday and/or unique situations. This allows our team to assess the nature of each client’s [...]]]></description>
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		<title>Photography: Certificate of Insurance</title>
		<link>http://www.apainsuranceservices.com/2012/02/15/photography-certificate-of-insurance/</link>
		<comments>http://www.apainsuranceservices.com/2012/02/15/photography-certificate-of-insurance/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 20:57:34 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://insurance.brightfiregroup.com/apainsuranceservicescom/?p=1141</guid>
		<description><![CDATA[Equipment rental houses often request a “Certificate of Insurance” before allowing a photographer to rent equipment or space. This certificate provides proof that adequate insurance exists and lists the rental house as an additional insured on the customer’s general liability policy. Most traveling or off-site photographers know the importance of these certificates all too well. [...]]]></description>
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		<title>Pinterest is Perfect for Photographers!</title>
		<link>http://www.apainsuranceservices.com/2012/02/08/1134/</link>
		<comments>http://www.apainsuranceservices.com/2012/02/08/1134/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:24:22 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
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		<description><![CDATA[Pinterest is driving more traffic to company websites and blogs than YouTube, Google+ and LinkedIn combined! While the online marketing opportunity isn&#8217;t as clear for our photography insurance agency, it is extremely applicable to our photographers!  We urge all of our clients to check out www.pinterest.com if you aren&#8217;t busy &#8220;pinning&#8221; already! The site received [...]]]></description>
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		<title>APA&#8217;s Pam Lesemann, Retirement Announcement</title>
		<link>http://www.apainsuranceservices.com/2012/01/25/apas-pam-lesemann-retirement-announcement/</link>
		<comments>http://www.apainsuranceservices.com/2012/01/25/apas-pam-lesemann-retirement-announcement/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 18:33:21 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://insurance.brightfiregroup.com/apainsuranceservicescom/?p=1125</guid>
		<description><![CDATA[&#160; APA&#8217;s Pam Lesemann The New Year brings a new beginning for APA Insurance Services. As some of you may know, Pam Lesemann has officially entered retirement since the start of 2012. While we are sad to see Pam go, we are thrilled to introduce your new APA Insurance Services Problem Solver Karen Stetz. Karen, originally from [...]]]></description>
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		<title>About our FREE Marketing Offer!</title>
		<link>http://www.apainsuranceservices.com/2012/01/09/be-featured-on-our-website-and-social-media-channels/</link>
		<comments>http://www.apainsuranceservices.com/2012/01/09/be-featured-on-our-website-and-social-media-channels/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 17:05:42 +0000</pubDate>
		<dc:creator>ganpi55</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">https://www.apainsuranceservices.com/?p=1112</guid>
		<description><![CDATA[Part of our mission at APA Insurance Services is to make sure our valued clients are “covered” with more than just photography insurance. Now, we we&#8217;re also inviting you to be featured on our website and social media channels. The old marketing rule, &#8220;Location! Location! Location!&#8221; still applies, but today&#8217;s location is online. And, &#8220;main [...]]]></description>
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		<title>Does my Photographer&#8217;s Insurance give me worldwide liability coverage?</title>
		<link>http://www.apainsuranceservices.com/2011/10/21/hello-world/</link>
		<comments>http://www.apainsuranceservices.com/2011/10/21/hello-world/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 20:01:14 +0000</pubDate>
		<dc:creator>APA Insurance</dc:creator>
				<category><![CDATA[Blog]]></category>

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		<description><![CDATA[Does my photographers insurance give me worldwide liability coverage? Find out if your Photographers Insurance coverage protects you worldwide by watching our video! Just click the link above to see APA&#8217;s very own  photographer insurance specialist, Pam Lesemann! &#160; &#160; Disclaimer: The content of this blog is provided for informational purposes only. It is not intended nor should [...]]]></description>
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